In connection with your transaction we may collect non-public personal information about you from the following sources:

 Information we receive from you on applications or other forms;
 Information about your transactions with us, our affiliates or others; and
 Information we receive from a consumer reporting agency.

We may disclose all of the information that we collect, as described above to companies that perform marketing service on our behalf or to other financial institutions with whom we have joint marketing agreements.

We may also disclose non-public personal information about you to non-affiliated third parties as permitted by law. 

We restrict access to non-public personal information about you to those employees who need to know that information in order to provide the products and services you have requested.  We maintain physical, electronic and procedural safeguards that comply with Federal Regulations to guard your non-public personal information.